Personal Assessment · v0.5

How are you doing, measurably?

Thirteen questions. Your inputs run through the same five domains the county map uses, against the five conditions of a Flourishing Life Year. Each domain returns a read — strong, adequate, below cohort, or (under age 30, for family only) stage-neutral. Where a read is below cohort, you'll get a brief factual note about what tends to shift it. Nothing's saved; everything's computed in your browser.

13 questions
~4 minutes
Nothing saved
computed in your browser, never sent to a server
Reproducible
every reference value is in a public federal dataset
01Demographics
How old are you?
02Demographics
Sex
Used in v0.6 for sex × income-quartile stratification of the curves. Not used in v0.5.
03Demographics
ZIP code (optional)
Used in v0.6 to deflate income by your county's regional price parity. Ignored in v0.5.
04Purchasing power
Total household income last year
Pre-tax, including all earners in the household. If you live with parents and they pay your rent/food, use their household income (you're in their household economically). If you live independently (you pay rent and food yourself), count yours plus any spouse or roommate-with-shared-finances. Don't count student loans (debt, not income) or scholarships and need-based aid (transfers, not income). Roommates whose finances you don't share don't count.
05Wealth
Do you own your home?
About the place where you currently live. If you live with parents who own the home, that's their property, not yours — answer "No." Renting an apartment, dorm, or other unit is "No." Owning a condo, co-op, or house you occupy yourself is "Yes."
Approximate home value
Rough estimate is fine — what it would sell for today, not what you paid. Zillow's "Zestimate" or your last property-tax assessment are good shortcuts.
06Family
Marital status
07Family
Are there children under 18 in your household?
Children currently living with you most of the time. Younger siblings of a college student living at home don't count — the question is about your own dependents, not housemates. Step-children and foster children count.
08Health
In general, how would you rate your health?
The same five-level scale CDC asks in the National Health Interview Survey.
09Education
Highest degree completed
The highest degree you've actually completed, not what you're currently working toward. A college junior with a high-school diploma should choose "Some college, no degree." A current PhD student with a master's chooses "Master's." Trade certificates without a degree → "Some college, no degree" + answer "Yes" on the next question.
10Education
Do you work in a skilled trade?
Construction, extraction, installation, maintenance, or repair occupations (SOC 47-XXXX or 49-XXXX). Master electrician, plumber, mechanic, welder, etc.
11Education
Are you currently employed in work that uses your education or trade?
Q8.3 ("meaningfully employed"): the index reads strong when you both hold a credential and currently use it. A bachelor's holder driving for a rideshare → "No." A licensed electrician working as an electrician → "Yes." A nurse working in nursing → "Yes." Choose "Not applicable" if you're retired, a full-time student, a homemaker, or otherwise not in the labor force — the domain reads on credential alone in those cases.
12Wealth
Do you receive investment income (dividends, capital gains, rents)?
Brokerage accounts that pay dividends or capital gains, taxable mutual funds, rental property income, REIT distributions. Retirement accounts (401k, IRA) where you haven't yet started distributions don't count. Even small amounts ($50/year) count as "Yes."
13Wealth
In the last year, did you contribute to retirement, an investment account, or other long-term savings?
Q8.5 ("able to save and actively engaged in saving"): any non-zero contribution counts — 401(k) or 403(b) at work, a Roth or traditional IRA, an HSA, a 529 for a child, employer match alone (if you're enrolled), brokerage deposits, or comparable long-term savings. Pension accruals through your employer count. Paying down a mortgage principal counts. Building an emergency fund in a savings account does not count for this question — that's liquidity, not long-term savings.
Computed in your browser · nothing sent to a server
Your Flourishing Read
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How this is read

Each of the five domains gets a status — strong, adequate, or below cohort — based on a fixed threshold against the average for Americans your age. Education applies the Q8.3 conjunction: holding a credential AND being employed in work that uses it. Wealth applies the Q8.5 four-proxy rule: homeownership + above-median home value + investment income + active long-term savings flow. Family is age-conditional per Q8.6: below age 30 the domain is stage-neutral (family formation is not yet the expectation); age 30 and above, the index treats stable married-couple households as the family-domain criterion. The methodology page states the editorial position openly.

The thresholds are deliberately coarse. A continuous percentile rank like "you're at p67" pretends to a precision the underlying ACS data doesn't actually have at the granularity of a single household. The bucketed status — and the suggestion notes that follow — are honest at the resolution the data supports.

v0.5 reads you against your national age cohort. State and county (PUMA-approximated) reads ship with v0.6 once the ACS PUMS pipeline is built.

Take it again with different inputs See the country map →